How to Clear Written-off in CIBIL?
In India, a good credit score is the gateway to loans, credit cards, and all other financial products. If lenders have lost faith in recovering dues from a borrower for…
In India, a good credit score is the gateway to loans, credit cards, and all other financial products. If lenders have lost faith in recovering dues from a borrower for…
Table of Contents Think of your CIBIL score as your financial report card. Just like a good report card helps you get into a good college, a good CIBIL score…
Table of Contents Having a settled account on your CIBIL report drastically affects your score. Especially when you try to avail any new credit facility. A settled loan means you…
Table of Contents A Write-off in CIBIL is when a loan or credit card dues were declared as uncollectible, by the lender even after numerous attempts. This is reported to…
Table of Contents In today’s digital payment era, credit cards offer great convenience for online purchases, like extra discounts on bills, attractive rewards, cashback, and much more. However, it also…
Table of Contents Is your business loan application being rejected due to some delinquencies in your Equifax Commercial Credit Report? Basically, being a business owner or director of a limited…
Table of Contents When it comes to rectifying errors in your credit report, filing an online dispute is the most convenient way to escalate your complaint with the concerned credit…
Are you struggling to fix errors in your credit report? Perhaps you have already tried raising disputes on your own but failed to get the desired results. At this stage,…
Table of Contents Do you have “Repossessed and Settled” status in your CIBIL report? Basically, this is a newly introduced credit facility status in the CIBIL reporting format, implemented by…
Are you experiencing loan rejections due to a 'settled' status on your CIBIL report? As always, the CIBIL report plays a crucial role in evaluating loan applications, but a remark…
Being one of the leading RBI-regulated credit bureaus in India, TransUnion CIBIL regularly upgrades and implements new changes in their credit reporting format. As a consequence, recently you may have…
Do you know, excessive credit enquiries in your CIBIL report are also responsible for loan rejection? If you do too often enquiries in different banks, creditors will find you as…
Do you know, now there is a mandatory compensation policy for delay in updation and rectification of your Credit Information Report? If there are any discrepancies in your credit report,…
Are you really struggling to correct the errors present in your CIBIL report? Although you have raised disputes in CIBIL multiple times, they closed the dispute id without making the…
As the largest credit bureau in India, TransUnion CIBIL maintains credit data for 600 million individual borrowers and commercial entities. To serve such a vast number of consumers, they have…
Do your loan applications get rejected due to a default fake loan mentioned in your CIBIL report? Are you hunting by an unauthorised credit facility that you have never owned?…
It is a good practice to check free CIBIL report before applying for a Loan from any Bank or NBFC. Because the CIBIL report is checked by almost every Lender…
When it comes to a loan application, you must ensure that the information mentioned in your CIBIL report is completely error-free, accurate, and up-to-date. Otherwise, any kind of inaccuracies not…
Are you experiencing difficulties in rectifying errors on your CIBIL report? Being the largest credit bureau in India, TransUnion CIBIL maintains huge credit data for millions of Indian borrowers. That's…
Are you really facing difficulties in rectifying your CIBIL report? You've raised online disputes multiple times, but every time, CIBIL dismissed your dispute ID without correcting the actual error…
In recent times, many of our customers/subscribers have been complaining about having a "No Suit Filed" status on their CIBIL report. Most of them are worried about whether it has…
Do your loan applications get rejected due to the presence of inaccurate information in your CIBIL report? You are not alone, nowadays, it has become one of the common…
Let's consider a situation: as a responsible borrower you have never delayed your loan EMIs in the past or you are going to take a loan for the first time;…
Is there any Suit Filed status mentioned in your CIBIL report? This not only damages your credit score but also nullifies the possibility of getting further loan approval completely.…
Do your loan applications repeatedly get rejected due to the presence of an unknown default loan account on your CIBIL report? When you check your CIBIL report, you notice…
At first, an individual should understand what an Overdue in CIBIL means. Overdue is a minimum due amount billed in the previous loan statement and has remained unpaid, wholly or…
As a Personal Loan is an unsecured loan, the CIBIL score plays the most significant role in assessing the borrower's creditworthiness. A CIBIL score of 750 and above is considered…
Nowadays, TransUnion CIBIL is widely recognized by both bankers and borrowers. As India's leading credit information company, CIBIL manages an extensive credit database of borrowers. By assessing a borrower's…
Nowadays, one of the major reasons for which lenders may reject your loan application is a poor CIBIL score & presence of a default account in the credit report. Are…
Whenever you apply for a loan or credit card, your lender will review your CIBIL score and report to evaluate your credit history and credit worthiness. Although it is…